Third Pillar and Savings Plans

We support and advise private investors in various situations. We offer a savings plan for anyone young or old, rich or not yet; an investment fund for the third pillar for tax optimization and pension planning; and a withdrawal plan to get out of the stock market in stages with a monthly pension. When investing, the main thing is to keep the error rate low and to have your emotions under control. Our offering takes these principles into account by focusing our investment strategies on a few factors to reduce sources of error and unnecessary complexity. Above all, patience and trust are required to invest money; You can expect both from us.

Third Pillar

We all live longer and the pension gap from the compulsory old-age provision funds tends to widen. A third pillar account is the right step to maintain your usual standard of living. The long investment horizon and the capital commitment offer the perfect prerequisites for saving, optimizing taxes and taking part in the stock market, all at the same time. We have received approval from the regulator to invest 100% in equities in our 3a fund.

Savings Plan

Saving may seem to not be worthwhile at first glance, especially when you are still younger. However, it is important that you save properly, again, especially when you are still younger. With our equity fund savings plan, we offer you a flexible and profit-oriented wealth creation tool. It is suitable for everyone who wants to save regularly and who wants to invest in the stock market in the long term. Stocks are the ideal long-term investment to build up wealth. Your patience will be rewarded with the compound interest.

Withdrawing Plan

As soon as a larger amount of money is available, for example after the payment from a pension funds or assets from the third pillar, you should think about a withdrawal plan. Shares remain the most interesting investment even with the withdrawal plan. In this way you get your purchasing power in the long term, remain financially independent and do not let daily topics or bad news lead you to early sales.

We offer our products for private customers via Spectravest: